Ontario Construction Insurance
Construction companies in Ontario face a wide range of risks — from job site accidents and equipment damage to contractual obligations and project delays. Protecting your business with the right construction insurance and bonding solutions ensures your projects run smoothly, your employees stay safe, and your company remains financially secure.
Essential Coverage for Construction Businesses
Construction companies typically require multiple types of coverage to protect against common risks:
- General Liability Insurance: Protects against bodily injury, property damage, and third-party claims.
- Commercial Auto Insurance: Covers vehicles transporting materials or equipment.
- Equipment & Tools Insurance: Safeguards heavy machinery, tools, and equipment from theft, loss, or damage.
- Builders Risk Insurance: Covers materials, structures, and ongoing construction projects from fire, theft, or weather events.
- Professional Liability: Protects against planning, design, or management errors.
- Surety & Bonding: Provides performance, payment, and bid bonds required for government contracts or client agreements. More info from the Government of Canada – Surety Bonds website.
For contractors working across multiple provinces or into the U.S., cross-border coverage ensures uninterrupted protection and compliance with local regulations.
Why Choose Chris Pui Insurance Broker
While I have a few years of experience in the insurance industry, I partner with Canadian Insurance Brokers Inc. (CIBI), a fully independent brokerage with over 35 years of experience serving Ontario businesses. This partnership allows me to access multiple insurance markets to customize coverage and bonding solutions for each construction company.
Construction businesses can also learn more about regulatory compliance and workplace safety from official resources, such as: Ontario Construction Safety Guidelines and Canadian Labour Code – Health & Safety.
Explore other commercial insurance services: Trucking Insurance Ontario, Retail & Restaurant Insurance Ontario, or Commercial Auto Insurance.
Get Your Construction Insurance & Bonding Quote Today
