Ontario Trucking Insurance
Running a trucking business in Ontario comes with enough challenges — you don’t need insurance worries on top of that. From single-owner trucks to large fleets, trucking companies face risks every mile. Trucking insurance helps protect your vehicles, cargo, and drivers, giving you peace of mind and keeping your business moving smoothly.
What Trucking Businesses Need
Most trucking companies start with Commercial Auto Liability, which covers bodily injury and property damage if an accident occurs. Physical Damage Coverage ensures your trucks are repaired or replaced after collisions, fire, or theft. Meanwhile, Motor Truck Cargo Insurance protects your freight while it’s in transit.
Other important coverages include Non-Owned Trailer, Downtime Loss of Income, and General Liability and Garage Liability, which cover loading, unloading, and storage activities. For fleets, specialized programs can provide flexible deductibles and competitive premiums across multiple vehicles.
Explore our other commercial insurance options: Construction Insurance Ontario, Commercial Auto Insurance, and Retail & Restaurant Insurance Ontario.
Cross-Border Coverage for Ontario Trucking
For trucking companies that operate between provinces or into the U.S., cross-border coverage is essential. This ensures your trucks, cargo, and drivers remain protected when traveling outside Ontario. Policies can include:
- Extended liability coverage: Meets U.S. state requirements and protects against accidents or damages abroad.
- Cargo insurance across borders: Protects freight from theft, loss, or damage during transport.
- Physical damage coverage: Ensures trucks are repaired or replaced after incidents outside Ontario.
- Compliance support: Assistance with documentation, permits, and cross-border regulations.
Having comprehensive cross-border coverage reduces risk and ensures uninterrupted operations, whether you’re hauling goods within Canada or into the U.S.
Why Choose Chris Pui Insurance Broker
While I have a few years of experience in the insurance industry, I partner with Canadian Insurance Brokers Inc. (CIBI), a fully independent brokerage with over 35 years of serving Ontario businesses. This allows me to leverage their longstanding relationships with multiple insurance markets to find coverage that fits your fleet size, cargo type, and routes — ensuring your trucking business is well protected without paying for unnecessary extras.
Learn more about our brokerage and other commercial services: Ontario Commercial Insurance Overview.
Get Your Trucking Insurance Quote Today
