Auto

Car driving on Ontario highway under clear skies, illustrating personal auto insurance coverage in Ontario.

Ontario Auto Insurance

Whether you’re commuting to work, driving for leisure, or managing multiple vehicles, Ontario auto insurance is a legal requirement and a financial safeguard. Chris Pui Insurance Broker helps drivers across Ontario find affordable, personalized car insurance that balances coverage, protection, and peace of mind.


Comprehensive Car Insurance Coverage Options

Every driver’s needs are different, but Ontario’s auto insurance policies include a few essential protections — with optional upgrades for added security:

  • Third-Party Liability: Covers injury or property damage you cause to others while driving.
  • Accident Benefits: Provides medical, rehabilitation, and income replacement benefits if you’re injured in an accident, regardless of fault.
  • Direct Compensation – Property Damage (DCPD): Covers your vehicle and its contents if another Ontario driver is at fault for an accident.
  • Uninsured Automobile Coverage: Protects you if you’re hit by an uninsured or unidentified driver.
  • Comprehensive Coverage: Protects your car against theft, vandalism, fire, or weather-related damage.
  • Collision Coverage: Pays for repairs to your vehicle after a collision, regardless of who’s at fault.
  • Optional Enhancements: Add features such as accident forgiveness, roadside assistance, or rental car coverage for greater flexibility.

We compare rates from multiple insurers across Ontario to ensure you get the best protection and price for your driving needs — whether you’re a new driver, experienced motorist, or managing a family fleet.


Why Choose Chris Pui Insurance Broker

Through Canadian Insurance Brokers Inc. (CIBI), a fully independent brokerage with over 35 years of trusted partnerships, Chris Pui Insurance Broker offers access to leading auto insurance markets across Ontario. We work with you to tailor your coverage to your lifestyle, vehicle type, and driving history.

For reliable guidance on Ontario’s auto insurance laws and safe driving resources, visit:
Financial Services Regulatory Authority of Ontario (FSRA) – Auto Insurance,
Government of Ontario – Auto Insurance Overview, and
Insurance Bureau of Canada (IBC) – Auto Insurance Resources.

Explore other personal coverage options:
Home Insurance Ontario,
Condo Insurance Ontario, or
Tenant Insurance Ontario.


Get Your Ontario Auto Insurance Quote Today

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Ontario driver meeting with insurance broker reviewing auto insurance policy for their vehicle
Vehicle in Ontario being repaired after collision, representing auto insurance claim coverage