Ontario Condo Insurance
Owning a condo in Ontario offers convenience and lifestyle flexibility — but protecting your investment takes more than your condo corporation’s building policy. Chris Pui Insurance Broker helps condo owners find coverage that protects their unit, belongings, and liability from unexpected losses or damages.
What Does Condo Insurance Cover?
Condo insurance (also known as condominium unit owner insurance) fills the gap between what your condo corporation covers and what you’re responsible for. A standard condo policy includes:
- Personal Property Coverage: Protects furniture, clothing, and valuables from fire, theft, or water damage.
- Unit Improvements and Betterments: Covers upgrades like flooring, cabinets, or fixtures you’ve added to your unit.
- Loss Assessment: Helps cover your share of building-related losses not fully covered by the condo corporation’s policy.
- Personal Liability: Protects you if someone is injured in your unit or if you accidentally cause damage to another unit.
- Additional Living Expenses: Pays for temporary accommodation if your condo becomes uninhabitable due to a covered loss.
We’ll review your condo board’s master policy to make sure your individual coverage perfectly complements it — so there are no costly surprises later.
Why Choose Chris Pui Insurance Broker
Through Canadian Insurance Brokers Inc. (CIBI), a fully independent brokerage with over 35 years of experience, we partner with multiple insurers across Ontario to offer comprehensive condo insurance at competitive rates. Our personalized approach ensures your policy fits both your unit and your lifestyle.
For official guidance and resources, visit:
FSRAO – Home, Condo & Tenant Insurance,
Government of Ontario – Home & Condo Insurance Overview, and
Insurance Bureau of Canada – Condo Insurance Information.
Explore other personal coverages:
Auto Insurance Ontario,
Home Insurance Ontario, or
Tenant Insurance Ontario.
Get a Personalized Condo Insurance Quote
