Interior of an Ontario restaurant bar with patrons enjoying food and drinks, representing tailored hospitality insurance coverage for restaurants and bars.

Ontario Hospitality Insurance

Hospitality businesses in Ontario, including hotels, bed & breakfasts, restaurants, and event venues, face unique risks such as property damage, liability claims, and operational disruptions. Comprehensive insurance protects your property, staff, and guests while ensuring compliance and peace of mind.

Essential Coverage for Hospitality Businesses

Hospitality businesses typically require a combination of coverage types to mitigate risks:

General Liability Insurance: Protects against bodily injury or property damage claims from guests, vendors, or contractors.
Property Insurance: Covers buildings, furnishings, and equipment from fire, theft, water damage, or natural disasters.
Business Interruption Insurance: Compensates for lost revenue if operations are temporarily disrupted due to a covered event.
Liquor Liability Insurance: Required for venues serving alcohol, protecting against claims related to alcohol service.
Event Liability Insurance: Protects against risks associated with hosting weddings, conferences, or public events.
Workers’ Compensation & Occupational Health: Ensures employee safety and compliance with Ontario regulations.
Cyber Liability Insurance: Protects guest data, online booking systems, and payment processing systems from cyber risks.

For businesses serving international visitors or operating multiple locations, cross-border coverage ensures uninterrupted protection for property, liability, and operations.

Why Choose Chris Pui Insurance Broker

Chris Pui Insurance Broker partners with Canadian Insurance Brokers Inc. (CIBI), a fully independent brokerage with over 35 years of experience serving Ontario businesses. This allows us to offer customized insurance solutions for hospitality businesses of all sizes, from boutique B&Bs to large hotels and event venues.

For industry guidance and standards, consult authoritative resources such as:
Ontario Ministry of Health – Food Safety & Hospitality,
City of Toronto – Hospitality Guidelines, and
Hotel Association of Canada for industry standards and best practices.

Explore other commercial insurance services: Trucking Insurance Ontario, Construction Insurance Ontario, or Restaurant & Retail Insurance Ontario.

Get Your Hospitality Insurance Quote Today

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Exterior of an Ontario hotel resort property at dusk, illustrating property and business interruption insurance solutions for hospitality establishments.

Catering staff serving drinks at an Ontario event, representing liquor liability and event insurance for hospitality businesses.