Ontario Recreational Vehicle (RV, ATV, Boat & Snowmobile) Insurance
Ontario is full of ways to explore — from lakefront boating to ATV trail adventures and scenic RV road trips. No matter how you choose to enjoy the outdoors, protecting your recreational vehicles with the right insurance helps keep the fun going without worry. Chris Pui Insurance Broker offers comprehensive coverage for RVs, ATVs, boats, and snowmobiles across Ontario, so you can focus on the ride, not the risk.
Why Recreational Vehicle Insurance Matters
Accidents can happen anywhere — on the trail, the water, or the open road. Standard auto or home policies don’t fully cover recreational vehicles, which is why having dedicated insurance is essential. These policies protect you from costly repairs, liability claims, theft, and damage caused by unexpected events like fire or storms.
Typical recreational vehicle insurance includes:
- Physical Damage Coverage: Pays for repairs or replacement if your RV, ATV, boat, or snowmobile is damaged by collision, fire, theft, or vandalism.
- Liability Coverage: Protects you financially if you cause injury or property damage to others while operating your vehicle.
- Comprehensive Coverage: Extends protection to non-collision incidents, including weather damage or wildlife impact.
- Uninsured Motorist Coverage: Provides peace of mind if you’re hit by someone without insurance.
Tailored Protection for Every Lifestyle
Through Canadian Insurance Brokers Inc. (CIBI), we work with top-rated insurers that understand the unique needs of Ontario’s outdoor enthusiasts. Whether you take your RV south in the winter, fish year-round, or hit the snowmobile trails every weekend, we’ll make sure you’re properly protected.
We can help you insure:
- Recreational Vehicles (motorhomes, travel trailers, fifth wheels)
- All-Terrain Vehicles (ATVs and UTVs)
- Boats and Personal Watercraft (PWC, jet skis, small fishing boats)
- Snowmobiles and off-road vehicles
Optional enhancements include roadside assistance, agreed value coverage for custom vehicles, and emergency vacation expense protection for RV owners.
Trusted Resources for Ontario Riders & Boaters
Learn more about safe recreational vehicle ownership and insurance from these trusted resources:
- Insurance Bureau of Canada – Recreational Vehicle Coverage
- Transport Canada – Boating Safety & Regulations
- Government of Ontario – Snowmobile Safety
- Ontario Federation of All-Terrain Vehicle Clubs
Explore related personal insurance options:
Auto Insurance Ontario,
Home Insurance Ontario, or
Cottage & Seasonal Property Insurance Ontario.
Get a Quote for Recreational Vehicle Insurance
