Ontario Tenant Insurance (Renter’s Insurance)
Even if you don’t own your home, your belongings — and your peace of mind — deserve protection. At Chris Pui Insurance Broker, we help Ontario renters find affordable tenant insurance that covers their personal property and liability, ensuring that a small accident or unexpected event doesn’t turn into a major financial setback.
Why Tenant Insurance Matters
Many renters in Ontario mistakenly believe their landlord’s insurance covers their belongings — but that’s not the case. The landlord’s policy only covers the building, not what’s inside your unit. Tenant insurance fills that gap by protecting your items and offering liability coverage for day-to-day living risks.
A standard tenant insurance policy typically includes:
- Personal Property Coverage: Protects your furniture, electronics, and clothing from fire, water, theft, or vandalism — even if you’re away from home.
- Personal Liability: Covers you if someone is injured in your rental or if you accidentally cause damage to someone else’s property.
- Additional Living Expenses: Pays for temporary housing and meals if your rental unit becomes unlivable due to a covered loss.
Whether you’re renting an apartment, basement suite, or condo, tenant insurance is one of the most affordable ways to safeguard your financial future.
Tailored Coverage for Every Ontario Renter
At Chris Pui Insurance Broker, we work with a range of insurers through Canadian Insurance Brokers Inc. (CIBI) to find coverage that fits your budget and living situation. From students renting their first apartment to families in long-term leases, we ensure your policy reflects your lifestyle and location.
We can also include add-ons such as:
- Water Damage Protection: Extra protection against sewer backup or overland flooding.
- High-Value Item Coverage: Additional limits for jewelry, collectibles, or electronics.
- Identity Theft Protection: Helps restore your identity if it’s ever compromised.
Learn More About Tenant Insurance in Ontario
For reliable information and consumer resources, visit:
- Insurance Bureau of Canada – Tenant Insurance Overview
- FSRAO – Home, Condo & Tenant Insurance in Ontario
- Government of Ontario – Home & Tenant Insurance
Explore related personal insurance options:
Auto Insurance Ontario,
Home Insurance Ontario, or
Condo Insurance Ontario.
Get an Affordable Tenant Insurance Quote
